MIX-Capital
MIX·CapitalWealth Plan
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Investing

Investment solutions for capital without borders

How regular investing grows, how to split capital between protection and growth, and which areas to use — from bonds and insurance to global markets, crypto and pre-IPO.

The power of regular investing

How much your monthly investments can grow

Show as a table

An illustration of compound interest at a constant return, before taxes and fees. The rates are the assumptions the service’s financial plan uses, not promised returns.

Protection and growth

How capital is split depending on attitude to risk

An example allocation the service’s plan is built on. Yours depends on your goals, horizon and where your money is now.

Areas

Capital protection and insurance

Investment policies in dollars and euros with regular contributions, critical illness cover. Money for treatment and for your family — without selling assets.

RiskHorizon5+ yearsLiquidityper policy terms

Bonds and private credit

Fixed income in hard currency: scheduled coupons and a clear term. The core of the defensive part of a portfolio.

RiskHorizon1–3 yearsLiquiditymedium

Global stock market

Global stocks and funds: copy-trading a strategy, a robo-advisor matched to your risk profile, or management with a personal manager. The account is in your name at an international broker.

RiskHorizon3+ yearsLiquidityhigh

Russian stock market

For capital that stays in Russia: bonds, a robo-advisor matched to your risk profile, copy-trading and real-estate funds.

RiskHorizon1–3 yearsLiquidityhigh

Crypto and DeFi

Blockchain deposits in stablecoins, DeFi strategies and a crypto portfolio matched to your risk profile. Only for the part of your capital you’re ready to see swing hard.

RiskHorizon2+ yearsLiquidityhigh

Venture and pre-IPO

Stakes in tech companies before they go public: multi-company funds and one-off deals. The highest risk and a long horizon.

RiskHorizon1–4 yearsLiquiditylow

Legacy and capital structure

How to spread assets across countries, protect them from third parties and pass them on: trusts, foundations, inheritance.

Horizonfor generations

Accounts, cards and residency

Financial logistics for people living between countries: foreign accounts and cards, transfers, residence permits and citizenship.

How to choose a solution

  1. Financial checkup10 minutes: goals, capital, risks and how much to save.
  2. Review with an advisorHow much to keep in protection and in growth, in which countries and currencies.
  3. Solution and accountThe account is opened in your name at a broker, bank or insurer.
  4. Track it in your portfolioEvery quarter you see the value, contributions and return for each account.
About MIX-Capital

A family office for people living between countries

MIX-Capital helps expats, relocants and entrepreneurs preserve and grow their capital: family wealth strategy, protection and succession, accounts and residency — backed by an international network of financial advisors.

5+years in business
8+jurisdictions
50+financial solutions
30+client families

This page is for information only and is not individual investment advice, an offer or an advertisement for a specific financial product. Calculations are illustrative. Investing involves risk; past performance does not guarantee future results. Solutions are provided by MIX-Capital’s partners; availability depends on your country of residence and investor status.

FAQ

Is this investment advice?

No. This is an overview of the areas MIX-Capital works in, with illustrative calculations. Whether a specific solution suits you depends on your goals, horizon and risk profile — discuss it with a financial advisor.

Where do the chart figures come from?

They’re illustrative assumptions, not promised returns: 6%, 9% and 12% a year are the same rates your financial plan in the service is built on. Real returns can be higher or lower, and can be negative.

Where is the money held?

In your own accounts at brokers, banks and insurers — in your name. MIX-Capital helps you choose and open an account but never holds client money.

What’s the minimum to start?

It varies: some solutions start from regular contributions of $100 a month, some from a few thousand dollars, venture deals from larger amounts.

How do I choose the right solution?

Start with the free financial checkup: it shows how much to save and how much capital to keep in protection versus growth. With that plan, an advisor helps you choose specific solutions.