Ruble devaluation calculator
Enter an amount and a year to see what it is worth today in rubles, and what it would be worth if you had converted it to dollars back then.
Your money in dollars by year
Table
How it is calculated
The amount is converted to dollars at the average rate for the chosen year and compared with the same amount kept in the national currency. Today’s value uses the current rate.
In national currency = amount × (1 + rate)years
How the ruble has changed since 2000
Since 2000 the ruble has fallen sharply several times: in 2008–2009, in 2014–2015 after the oil price drop and sanctions, and in 2022. The dollar rose from 28 ₽ in 2000 to 80–90 ₽ in 2023–2025. There were also periods of strengthening, in 2017 and 2025.
For savings this is the main risk: capital in one currency and one country loses value all at once — and if you have relocated, you also spend in another currency.
- The rate is the Bank of Russia’s official annual average dollar rate; for 2026, the year-to-date average.
- The calculation ignores taxes, fees and dollar inflation.
- The past does not guarantee the future: a currency can also strengthen.
The Wealth Plan financial checkup shows how much of your wealth depends on one currency and one country, and how to spread it.
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FAQ
What is ruble devaluation?
A fall in the value of the ruble against other currencies. For someone with savings in rubles, it means the same money buys less foreign currency, fewer imported goods and fewer assets abroad.
Where does the exchange rate data come from?
We use the Bank of Russia’s official annual average dollar rate. The current rate is loaded automatically; if it is unavailable, the year-to-date average is used.
Would a ruble deposit have been better?
Ruble deposit rates partly offset devaluation. Enter an average rate in “Return in rubles” for a fair comparison: a ruble deposit against a dollar one.
Should I keep all my savings in dollars?
No. It makes sense to keep the next few months of expenses in the currency you spend, and to spread long-term capital across currencies and countries. Exactly how depends on your goals, country of residence and risk profile.