MIX-Capital
MIX·CapitalWealth Plan
Take the FinCheckup
Budget

Budget tracking in one phrase

Type or say your expenses — “coffee 4.5, taxi 12” — and the service sorts them into categories and adds up the month. Any currency, on the web and in Telegram.

No sign-up. Only you see your budget.

How it looks

You write

coffee 4.5, taxi 12, yesterday pharmacy 15 euros

Your budget records
Cafés & restaurants−150 ₺
Taxi & transport−300 ₺
Health & pharmacy · yesterday−€12

What it does

One phrase or your voice

“Coffee 4.5, taxi 12” — and two expenses are already logged. You can dictate, too.

Sorts into categories for you

Groceries, cafés, rent, transport, kids, health, business and 30 more categories, like a classic budget spreadsheet.

Any currency

Live in one country but paid in another currency? Log it as it is; totals come in your budget currency.

Monthly totals

Income, expenses, what’s left and your savings rate. Spending by category and a month-by-month chart.

Telegram bot

Type or dictate expenses to the bot right when you pay — it replies with where it logged them.

Excel export

All transactions in one file for Excel and Google Sheets.

How to start

  1. Tap “Track my budget”Your budget opens on this page, no sign-up.
  2. Log your first expensesBy text or voice, in any currency.
  3. Connect the botTo log from your phone at the moment of purchase.
  4. Watch the totalsAt the end of the month you see where the money went and how much is left.
Investment portfolio

Is the money you save working?

All your brokerage and bank accounts in one portfolio: value, contributions, return and trend. Same account as your budget.

Open portfolio →
Wealth Plan +AI FinCheckup

A budget shows where your money goes. A plan shows where to direct it

A 10-minute financial checkup: how much to save for passive income, where your capital is exposed and how to split your money across three baskets. Free.

FAQ

Is it free?

Yes. The Wealth Plan budget is free — no subscription, no card.

Do I need to sign up?

No. Tap “Track my budget” and it opens right away, saved in this browser. To log from your phone, connect the Telegram bot — it works with the same budget.

Who can see my budget?

Only you. Access is via a personal link only you have. Financial advisors can’t see your budget, and we never ask for card numbers, account numbers or passwords.

How does the bot understand my expenses?

Write however you like: “coffee 4.5, taxi 12, yesterday pharmacy 15 euros”. AI recognises amounts, currency and date and sorts them into categories. Voice works too. If a category is wrong, change it with one tap.

Which currency can I use?

Any of 15: dollars, euros, rubles, lira, tenge and more. You can log expenses in different currencies; monthly totals are shown in your budget currency at the current rate.

Can I export to Excel or Google Sheets?

Yes, all transactions download as one CSV file that opens in Excel and Google Sheets.

How is this different from a budget spreadsheet?

A spreadsheet means sitting down and typing rows by hand. Here one phrase at the moment you spend is enough — categories, totals and charts are calculated for you.