Mai: your plan review
based on your plan’s numbersWritten by Mai, the Wealth Plan AI assistant, from your plan’s numbers. This is not investment advice.
A personal plan to grow and protect your capital
Like a health checkup, but for your wealth: check early, not when it already hurts. Answer a few questions and see how much to save to live on passive income, where your capital is exposed and how to split it across three baskets.
Open my plan
10 minutes, no sign-up. Results right on screen.
Prefer Telegram? Take it via the bot
What you get
A plan in numbers, not generic advice. Save it as a PDF, come back to it by link and recalculate it next quarter.
A number, not a feelingHow much to save each month for your personal pension and other goals, and what waiting will cost you.
Risks to your capitalOne country and currency, a thin safety cushion, a family without cover. Each risk explained in plain words.
Three baskets for your profileHow to split your capital and monthly savings between protection, income and growth.
An advisor, a plan and tips between meetings
The checkup is only the start. Then you keep your budget and portfolio in one place, and your advisor sees when it’s time to meet.
A real advisor
Reviews your plan, picks instruments and looks after your capital for years. Not a bot or a call centre.
Budget and portfolio
Log spending in one phrase or by voice; all brokers and banks on one page. Free for you.
Tips from Mai
Mai is your advisor’s AI assistant. It spots what matters in your numbers and reminds you in time.
MaiYour cushion is down to 2 months of expenses. Topping it up to 6 is the first step of the plan.
Discuss with your advisorHow it works
Three steps. The first takes 10 minutes and commits you to nothing.
- CheckupAnswer questions about goals, capital, income and protection. The plan opens right away.10 minutes
- Review with an advisorYour advisor goes through the plan with you and suggests concrete steps and instruments.if you want
- Ongoing supportBudget, portfolio and a repeat checkup every quarter: you see what has changed.every quarter
FAQ
What is a financial checkup?
A quick check of your personal finances — like a health checkup, but for your wealth. You answer questions about income, expenses, assets and goals, and the service shows your resilience index, risk areas, how much to save for passive income and how to split your money across three baskets.
How much does Wealth Plan cost?
It’s free: no payment, no subscription, no card. The only paid option is a meeting with a financial advisor, if you decide to go through the plan in person.
How long does the checkup take?
About 10 minutes. Your answers are saved, so you can stop and come back. The finished plan stays with you as a link and a PDF — we’ll send it to Telegram or by email, whichever you prefer.
How are passive income and compound interest calculated?
The service converts your target income into the capital you’ll need by the chosen age, taking inflation and a safe withdrawal rate into account. Then it calculates how much to save each month to reach that amount with compound interest — and what a three-year delay would cost.
What are the three baskets: regular, income and growth?
Regular — monthly contributions for the long term plus family protection. Income — capital that pays you now: bonds, private credit. Growth — capital appreciation: stocks, crypto, pre-IPO. The split matches your risk profile, which reflects not only your willingness to take risk but also your capacity to bear it.
Who is Mai?
Mai is the Wealth Plan AI assistant. It reads your finished plan and writes a short review in plain language: what matters most in the numbers, where the weak spot is, and three first steps. It works only with your plan’s numbers and doesn’t replace a financial advisor.
Which currencies can I use?
US dollars, euros, rubles, lira, tenge, yuan, pounds and eight more. You enter amounts in your currency; the math runs in US dollars at today’s rate so inflation and devaluation don’t distort your goals.
Who sees my answers?
Only the financial advisor whose link you came from, or the MIX-Capital team. We never ask for passport details, account numbers or passwords.
How often should I do a financial checkup?
Once a quarter. After three months the bot will offer a repeat checkup with your previous answers and show what changed: capital, free cash, emergency fund, resilience index.
Is this investment advice?
No. The calculation is for information only and helps you see the full picture. Specific instruments and next steps are best discussed with a financial advisor.
Find out where your capital is vulnerable before it becomes a problem
For information only; this is not personal investment advice.
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Your plan is ready
The plan will open right here. Where should we send a copy — the link and PDF — so you can return to it any time? Only your advisor sees your answers.
Get the plan in Telegram
or by email
Waiting for confirmation in Telegram
Open the bot and tap “Start”. The plan will open on this page automatically.
Telegram didn’t open? Open the bot again
based on your plan’s numbers
Resilience index
Risks to your capital
Capital structure
where your money isWhere you’re heading
three scenariosThe chosen scenario drives the calculation. The others show how the monthly saving changes if you lower the amount or retire earlier.
Goals and what they cost
per monthCapital growth
base version
On plan
With your current free cash
Goal
Your risk profile
Your strategy
Above is the diagnosis: where you are and how much you need to save. Here is the prescription: where exactly, in what amounts and in what order.
Personal capital review with an advisor
Assumptions
Capital grows at the returns of the income and growth baskets in your profile’s proportion. Monthly contributions: up to 40% to the regular basket, the rest to income and growth in the same proportion. Conservative assumptions, not a forecast.
For information only; this is not personal investment advice. Returns are scenario assumptions; past performance does not guarantee future results.